What’s covered
Bodywork ritual (RMT)
Insurance-eligibleDirect billing where supported.
Deep bodywork (RMT)
Insurance-eligibleDirect billing where supported.
Couples ritual (specify RMT at booking)
Partially eligibleEligible only for the RMT-treated guest.
Sauna · cold plunge · red light · breathwork · sound · tea
Not insurance-eligibleWellness service — not insurance-eligible.
Sauna, cold, and light therapy may be eligible under HSA / wellness spending accounts. Check your plan.
Direct billing
Carriers we work with
We attempt direct billing for any RMT visit. Whether your specific plan permits it depends on your employer’s contract — confirm with your plan administrator before you arrive.
- Sun Life
- Manulife
- Greenshield
- Canada Life
- Equitable Life
- Desjardins
Direct billing where the insurer permits. Check with your plan administrator first.
How a claim works
Step 1
Book Bodywork Ritual or Deep Bodywork Ritual, and write RMT in your booking notes if you need benefits paperwork.
Step 2
Present your benefits card at check-in.
Step 3
We direct-bill where supported. If not, we issue a CMTO-compliant receipt for you to submit.
Common questions
Do I need a doctor’s referral?
Most plans don’t require a referral for RMT services. Check your plan booklet — a few employer plans still ask for one.
What if my plan doesn’t direct-bill?
We issue a CMTO-compliant receipt at the front desk. You submit it through your plan portal and receive reimbursement directly.
Can I claim couples ritual?
Yes — but only for the guest who receives the RMT treatment. The other guest’s portion is wellness, not insurance-eligible.
What’s the difference between RMT bodywork and your wellness bodywork?
RMT bodywork is performed by a CMTO-registered Registered Massage Therapist and qualifies for extended health benefits. Wellness bodywork is delivered by trained practitioners outside the CMTO scope and does not qualify.
Do you bill ICBC or WSIB?
Not currently. We can issue receipts that you may submit, but we are not on those direct-billing rosters yet.
What’s an HSA, and what counts?
A Health Spending Account is an employer-funded balance you can spend on eligible health expenses. Many HSA plans include sauna, cold therapy, and red light under wellness — check your plan administrator first.
Continue
Find a time that fits
Specify RMT at booking if you want a receipt.
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